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Terms & Conditions

Last updated: 01/26/2026

These Terms & Conditions (“Terms”) govern your use of advancemywages.com(the “Website”). By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

Who we are

advancemywages.com is operated by Twenty Eight Digital LLC-FZ. Advance My Wages is not a lender and does not make credit decisions or issue loans. We provide a platform that connects consumers with third-party lenders and financial service providers.

Contact email: hello@advancemywages.com
Mailing address: 66 W Flagler Street, Suite 900, PMB 12142, Miami, FL 33130

Eligibility

To use this Website, you must:

  • Be at least 18 years old
  • Be a resident of the United States
  • Provide accurate and truthful information

Service availability may vary by state, and our services may not be available in every jurisdiction.

How the service works

When you submit information on this Website:

  • Your information may be shared with multiple third-party lenders or financial service providers
  • Sharing may occur simultaneously or one partner after another through a lead-distribution system
  • Third parties may contact you to discuss potential loan or financial service options

Advance My Wages does not guarantee that you will receive an offer or be approved for credit.

No lending or financial advice

Advance My Wages:

  • Is not a lender, broker, or financial advisor
  • Does not set loan terms, rates, fees, or repayment schedules
  • Does not guarantee approval or any specific loan outcome

All lending decisions and loan terms are determined solely by third-party lenders.

Your responsibilities

You agree to:

  • Provide accurate, current, and complete information
  • Use the Website only for lawful purposes
  • Not misuse, interfere with, or attempt to disrupt the Website

You are responsible for reviewing and understanding the terms offered by any third-party lender before accepting a loan.

Consent to communications

By submitting your information, you consent to being contacted by Advance My Wages and third-party lenders or partners by phone, email, or SMS, including through automated systems or prerecorded messages. Your consent is not a condition of receiving a loan.

Third-party services

This Website may link you to third-party websites or services. Advance My Wages does not control and is not responsible for:

  • The content of third-party websites
  • The accuracy of information provided by third parties
  • The actions or practices of third-party lenders

Your dealings with third parties are governed by their own terms and privacy policies.

Disclaimer of warranties

This Website is provided on an “as is” and “as available” basis. Advance My Wages makes no warranties, express or implied, regarding:

  • Availability of the Website
  • Accuracy or completeness of information
  • Loan approvals or outcomes

Limitation of liability

To the fullest extent permitted by law, Advance My Wages and its operators will not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

  • Your use of the Website
  • Your inability to obtain a loan
  • Decisions made by third-party lenders

Indemnification

You agree to indemnify and hold harmless Advance My Wages, its operators, and affiliates from any claims, damages, or losses arising from your use of the Website or your violation of these Terms.

Privacy

Your use of this Website is also governed by our Privacy Policy and Do Not Sell My Personal Information page.

Changes to these terms

We may update these Terms from time to time. Any changes will be posted on this page with a new revision date. Continued use of the Website means you accept the updated Terms.

Governing law

These Terms are governed by and construed in accordance with applicable United States law, without regard to conflict-of-law principles.

Contact us

If you have questions about these Terms & Conditions, contact us:

Advance My Wages

Email: hello@advancemywages.com

Mailing address: 66 W Flagler Street, Suite 900, PMB 12142, Miami, FL 33130